ERISA

Catastrophic injury lawsuits introduce a level of lien complexity that far exceeds standard personal injury cases.  High-value settlements often involve multiple layers of personal injury liens across private insurance, ERISA plans, Medicaid, Medicare, and future-benefits considerations, each governed by different statutes, timelines, and compliance rules.

For PI firms handling complex or high-value cases, a disciplined approach to ERISA liens is essential to protecting client recoveries and maintaining compliance.

When a personal injury case reaches settlement, resolving outstanding medical liens is just as important as securing the recovery itself. Yet the process often becomes a maze of overlapping laws, agencies, and plan administrators, all with different timelines and requirements.