The Different Types of Personal Injury Liens and How Compass LLC Can Help

Understanding the Landscape of Personal Injury Liens

In a personal injury case, securing a favorable settlement is only part of the equation. To ensure clients receive the maximum recovery they deserve, attorneys must carefully navigate a range of medical and legal liens. Each type of lien carries its own requirements, negotiation challenges, and compliance expectations. Knowing the difference and how to handle each can dramatically impact case outcomes.

Compass Lien Resolution offers expert guidance, negotiation strategy, and support across all lien types. From initial lien identification to post-settlement resolution, our team helps law firms protect their clients’ interests and reduce administrative burden through efficient lien resolution for injury-related claims.

Common Types of Personal Injury Liens

Medicare Liens

• Governed by the Medicare Secondary Payer Act

• Must be reported and resolved in accordance with strict federal timelines

• Often includes conditional payment summaries that require dispute and verification

Medicaid Liens

• State-specific needs based benefits

• Require engagement with state Medicaid recovery contractors

• May include reimbursement limitations or reduction formulas under state law

Self-Funded ERISA Liens

• Federally regulated and backed by strong reimbursement rights

• Require review of the plan’s Summary Plan Description (SPD) & Master Plan Document (MPD)

• May override state-based doctrines like “made whole” or “common fund”

Medicare Advantage & Supplemental Plan Liens

• Not administered directly by CMS

• Require direct negotiation with private insurance companies

• Must be proactively identified when traditional Medicare reports no claims

Hospital Liens

• Filed by hospitals to secure reimbursement for emergency care

• Governed by state-specific hospital lien statutes

Private Health Insurance Liens

• May include subrogation clauses

• Require review of plan language to identify recovery rights

• Often benefit from strategic negotiation and hardship-based reductions

How Compass LLC Can Help

Compass’s team brings experience, technology, and strategy to the lien resolution process. Our work supports law firms by:

• Identifying and verifying lien types early in the case timeline

• Applying technology-driven lien resolution tools to support best practices

• Disputing unrelated charges

• Providing strategic negotiation support to minimize lien amounts

• Managing documentation and correspondence across all lien types

Why Lien Resolution Matters

Each lien left unchallenged can reduce your client’s recovery. By working with Compass, you gain access to proven systems and legal insight designed to manage complexity without draining your resources. Our approach to lien resolution prioritizes accuracy, compliance, and financial results for your clients.

Let’s Work Together

Compass Lien Resolution supports law firms with end-to-end lien resolution strategy, technology, and negotiation services. Contact us today to learn more about our role in helping you protect your client’s financial future.